Non-Cash Giving
with National Christian Foundation
By donating long-term, appreciated assets such as stocks, real estate, and business interests before the sale, you can potentially reduce taxes while donating more.
Assets NCF can help you give
Appreciated Securities
Stocks, bonds, and mutual funds
Real Estate
Land, houses, or other properties
business interests
Ownership in closely-held businesses, LPs, LLCs, or S-Corp
Personal Property
Royalties, copyrights, patents, or precious metals like gold
Restricted Securities
Publicly-traded securities that may have sale restrictions
Loan Notes
Money owed to you through loan notes
Estate Gifts
Proceeds from wills, trusts, or life insurance policies
Retirement Plans
401Ks, IRAs, or pension plans
Life Insurance
Whole, universal, or variable
The power of non-cash giving with NCF
If you’re like most people, almost all of your wealth is tied up in your assets like stocks, business interests, or real estate, while only a fraction is in cash. And yet, all your giving is coming from that tiny piece of the pie. What if you stopped writing checks and started giving from your wealth instead?
Years Experience
Local Offices
Complex Gifts
In assets received
The results of giving from net worth
This table shows the impact of giving a 3% non-voting interest in a $10M family business (S-corp), with $1 million of K-1 income.
The “After” column sums $1.3M because the $300,000 charitable gift came from the company value, not out of earnings. It represents just the first year, but the gift could be repeated annually for more giving. The example above assumes a 5% state tax rate.
| Before | After | |
|---|---|---|
| Giving | $30,000 | $330,000 |
| Lifestyle | $200,000 | $200,000 |
| Taxes | $432,620 | $298,820 |
| Net Cash Flow | $337,380 | $471,180 |
Give More, More Wisely
You probably dream of giving significantly more to the charities you love, but often that seems out of reach. With non-cash giving at NCF, it’s possible. You transfer part or all your asset to NCF before the sale, thereby potentially reducing or eliminating capital gains taxes, and then we liquidate the asset at the right time. The net proceeds go to your Giving Fund, which you can use to go online to send more to the causes you love.
Less to Taxes
You typically receive a tax deduction for the fair-market value of your gift.
More to charity
The capital gains taxes you potentially save from giving directly means more goes to support charities.
Personal Savings
Because you receive the full tax deduction, you may see significant savings on your income tax returns.
NCF Giver Testimony
“If you believe that God owns it all, the obvious choice is to make a physical transfer of business ownership. It’s about so much more than tax benefits. It’s transferring ownership to God’s ministry.”
